Balanced funds

Professional portfolio management

What is a balanced fund?

Funds that invest across different asset classes (e.g. both bonds and equities) combine the growth opportunities of equity exposure with yields from fixed-income securities. Balanced funds give the fund manager more room for manoeuvre when it comes to investment.

YOU INVEST balanced

YOUINVEST balanced

YOU INVEST balanced offers investors a balanced mix of different asset classes. Within the YOU INVEST product family, this is the fund for investors with medium risk appetite. A balanced risk/return profile makes a case for this solution. Our experts continuously monitor the portfolio and optimise it in accordance with the opportunities on the market. The fund management is implemented on the basis of a traceable and structured investment process. Up to 60% of assets under management are invested directly or via other investments funds in risky assets. In the context of this investment, equities and high-yield bonds, among others, are deemed risky. The risk exposure may fluctuate from 0 to 60% over time.

Please see the legal risk notes at the end of this page.

You are interested creating wealth and providing for
your retirement? With our investment funds you will find your personal solution.

Financial retirement planning / wealth building

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You are looking for an investment solution that helps you plan your finances and build wealth in the long run?

Balanced funds

Important information:

Please find further information and documents on the respective funds by clicking the fund name in the above overview.

Contact

Do you have questions or would like to get more information?

Your advisor at Erste Bank or Sparkasse is happy to help you.

Did we tickle your interest?
Please read more about our funds in the Erste AM Blog

Read commentaries and analyses on topics such as Equities, Sustainable Investment, Eastern Europe/Emerging Markets in Erste Asset Management’s investment blog.

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Disclaimer

This document is an advertisement. All data is sourced from ERSTE-SPARINVEST Kapitalanlagegesellschaft m.b.H. and Erste Asset Management GmbH, unless indicated otherwise. Our languages of communication are German and English.

The prospectus for UCITS (including any amendments) is published in Amtsblatt zur Wiener Zeitung in accordance with the provisions of the InvFG 2011 in the currently amended version. Information for Investors pursuant to § 21 AIFMG is prepared for the alternative investment funds (AIF) administered by ERSTE-SPARINVEST Kapitalanlagegesellschaft m.b.H. and Erste Asset Management GmbH, pursuant to the provisions of the AIFMG in connection with the InvFG 2011.

The fund prospectus, Information for Investors pursuant to § 21 AIFMG, and the key investor document/KID can be viewed in their latest versions at the  web site www.erste-am.com or obtained in their latest versions free of charge from the domicile of the management company and the domicile of the custodian bank. The exact date of the most recent publication of the fund prospectus, the languages in which the key investor document is available, and any additional locations where the documents can be obtained can be viewed on the web site www.erste-am.com.

This document serves as additional information for our investors and is based on the knowledge of the staff responsible for preparing it at the time of preparation. Our analyses and conclusions are general in nature and do not take into account the individual needs of our investors in terms of earnings, taxation, and risk appetite. Past performance is not a reliable indicator of the future performance of a fund. Please note that investments in securities entail risks in addition to the opportunities presented here. The value of shares and their earnings can rise and fall. Changes in exchange rates can also have a positive or negative effect on the value of an investment. For this reason, you may receive less than your originally invested amount when you redeem your shares. Persons who are interested in purchasing shares in investment funds are advised to read the current fund prospectus(es) and the Information for Investors pursuant to § 21 AIFMG, especially the risk notices they contain, before making an investment decision.

Please consult the corresponding information in the fund prospectus and the Information for Investors pursuant to § 21 AIFMG for restrictions on the sale of fund shares to American citizens. Misprints and errors excepted.