Balanced funds

Professional portfolio management

What is a balanced fund?

Funds that invest across different asset classes (e.g. both bonds and equities) combine the growth opportunities of equity exposure with yields from fixed-income securities. Balanced funds give the fund manager more room for manoeuvre when it comes to investment.

Mag. Heinz Bednar, CEO

"Are you already wealthy and would like to take advantage of opportunities on the international capital markets? The main wish of most investors is to achieve satisfactory returns with as little risk as possible. In uncertain times, the question of the most suitable form of investment for you is not easy to answer. Should you invest in equities or in lower-risk government securities? Take advantage of the experience and competence of our investment experts so that you are on the right track with your investment, even in difficult times."



Mag. Heinz Bednar, CEO

Our solutions for you

YOUINVEST

YOU INVEST GREEN

Simple, transparent, flexible. This is what our new investment concept looks like. Different goals require different investment strategies – our experts take care of the specifics. Do you want to save up for your children’s education, make sure you get a pension once you have retired, or set aside money for your lifetime dream? YOU INVEST GREEN stands for a fair balance between return and risk.

Please see the legal risk notes at the end of this page.

Strategiefonds

Sustainable investment

Do you want to take responsibility not only in your daily life, but also in your investments? Is it important to you to invest in a sustainable future and let your investment benefit the next generation? Our sustainable funds are guided by strict rules regarding environmental policies, corporate governance and social responsibility of the companies they invest in. Our RESPONSIBLE funds are managed according to a clearly structured investment approach and benefit from sustainable trends such as renewable energy.

Veranlagung selbst gestalten

Design your own investments

Are you constantly monitoring developments on the capital markets and want to take advantage of market opportunities as they arise? Do you already have a clear idea of what your portfolio should look like? Take a look at our investment tips. Here you will find the product recommendations of our experts according to the current market opportunities. Alternatively, you can also go to George, Austria's most modern banking service, to invest in the fund of your choice.

Current fund tips

YOU INVEST GREEN progressive

YOU INVEST GREEN progressive offers investors a dynamic mix of different asset classes. Within the YOU INVEST GREEN product family for private customers, it is the fund with a dynamic risk appetite and suitable for long-term capital accumulation. Price fluctuations can be rather high. The portfolio is continuously monitored by our experts and regularly optimized in line with current market opportunities. The fund management is managed within a comprehensible and structured investment process. The fund invests up to 75% in equity funds and up to 100% in bond funds. Up to 25% are invested in alternative investment strategies and asset classes that complement the traditional asset classes.

Please see the legal risk notes at the end of this page.

ERSTE GREEN INVEST MIX

ERSTE GREEN INVEST MIX offers investors a balanced mix of equities and bonds. Assets are acquired that are classified as sustainable by the management company on the basis of a predefined selection process. In the equities section, the fund invests worldwide primarily in companies that make a positive contribution to ecological megatrends. In the bond section, so-called green bonds are acquired, among other things, which are issued to finance sustainable projects. In addition, the proven Responsible approach is applied.

Please see the legal risk notes at the end of this page.

ERSTE REAL ASSETS

ERSTE REAL ASSETS invests mainly in the asset classes equities, commodities and precious metals, real estate, infrastructure assets and inflation-linked bonds, which together form the focus on real assets. The main focus is on global equities, gold and real estate. Investments are made directly or indirectly via investment funds or derivatives. The allocation to precious metals, especially gold, is limited to a maximum of 40% of the fund assets. Furthermore, real estate funds can be acquired up to a maximum of 20% of the fund assets.

Please see the legal risk notes at the end of this page.

Are you interested in the topic of asset accumulation and retirement planning?

With our investment funds you will find your personal solution.

Balanced funds

Important information:

Please find further information and documents on the respective funds by clicking the fund name in the above overview.

Contact

Do you have questions or would like to get more information?

Your advisor at Erste Bank or Sparkasse is happy to help you.

Interested in financial topics?

Read the EAM Investment Blog!

In Erste Asset Management's investment blog you can find
commentaries and analyses on topics such as Equities,
Sustainable Investment, Eastern Europe/Emerging Markets.

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Disclaimer

This document is an advertisement. All data is sourced from Erste Asset Management GmbH, unless indicated otherwise. Our languages of communication are German and English.

The prospectus for UCITS (including any amendments) is published in Amtsblatt zur Wiener Zeitung in accordance with the provisions of the InvFG 2011 in the currently amended version. Information for Investors pursuant to § 21 AIFMG is prepared for the alternative investment funds (AIF) administered by Erste Asset Management GmbH, pursuant to the provisions of the AIFMG in connection with the InvFG 2011.

The fund prospectus, Information for Investors pursuant to § 21 AIFMG, and the key investor document/KID can be viewed in their latest versions at the  web site www.erste-am.com within the section mandatory publications  or obtained in their latest versions free of charge from the domicile of the management company and the domicile of the custodian bank. The exact date of the most recent publication of the fund prospectus, the languages in which the key investor document is available, and any additional locations where the documents can be obtained can be viewed on the web site www.erste-am.com. A summary of investor rights is available in German and English on the website www.erste-am.com/investor-rights as well as at the domicile of the management company.

The management company can decide to revoke the arrangements it has made for the distribution of unit certificates abroad, taking into account the regulatory requirements.

This document serves as additional information for our investors and is based on the knowledge of the staff responsible for preparing it at the time of preparation. Our analyses and conclusions are general in nature and do not take into account the individual needs of our investors in terms of earnings, taxation, and risk appetite. Past performance is not a reliable indicator of the future performance of a fund. Please note that investments in securities entail risks in addition to the opportunities presented here. The value of shares and their earnings can rise and fall. Changes in exchange rates can also have a positive or negative effect on the value of an investment. For this reason, you may receive less than your originally invested amount when you redeem your shares. Persons who are interested in purchasing shares in investment funds are advised to read the current fund prospectus(es) and the Information for Investors pursuant to § 21 AIFMG, especially the risk notices they contain, before making an investment decision. If the fund currency is a currency other than the investor's home currency, changes in the corresponding exchange rate may have a positive or negative impact on the value of his investment and the amount of the costs incurred in the fund - converted into his home currency.

Please consult the corresponding information in the fund prospectus and the Information for Investors pursuant to § 21 AIFMG for restrictions on the sale of fund shares to American citizens. Misprints and errors excepted.