Investing fairly
ERSTE FAIR INVEST focuses on the social issues of sustainability and aims to invest in well-managed companies that make an active contribution to the positive development of society with their products and services. The focus of the fund is divided into three central areas:
- Labor (e.g. fair working conditions and remuneration)
- Health & well-being (e.g. lifestyle and leisure)
- Society (e.g. access to education and financial inclusion)
Please note that investing in securities involves not only opportunities but also risks.
Global equity fund with focus on social affairs
Benefits of the companies
in the fund
Clearly defined criteria
Your money is invested in accordance with clearly defined sustainability criteria.
Focus on sustainability
The fund aims to make a positive contribution to nature, the climate and society (in accordance with Article 9 of the EU Disclosure Regulation).
Broad diversification
You invest in a broadly diversified portfolio of companies that deliver social benefits.
Price fluctuations
The price of the fund can fluctuate significantly due to various influencing factors.
Exchange rate changes
Due to the investment in foreign currencies, the fund value may be adversely affected by changes in exchange rates.
Capital loss possible
Capital loss is a possible consequence of investing in the stock market.
Invest in a fair future.
Invest your money in fair companies with a fund that has a positive impact on society. Please note the advantages and risks.
Investing in social issues
This fund focuses on social issues in the area of sustainability. There are also risks when investing in funds.
*When you click on "Buy funds" or "Open Fund Savings Plan", you will be redirected to George, Austria's most modern banking service.
Together for a fairer society
As part of ERSTE FAIR INVEST, the Aus Liebe zum Menschen Foundation of the Red Cross and Erste Asset Management are working together to promote social issues. Erste Asset Management's contribution is used to support children and young people with educational disadvantages in the foundation's learning centers.
Learning support for children
Every year, around 8,000 socially disadvantaged young people in Austria finish their education without completing compulsory schooling. This is where the 12 learning houses throughout Austria help: with individual learning assistance and leisure activities, children and young people are supported in overcoming educational disadvantages and developing a positive learning and working attitude. The children are supported by professional educators and volunteers and are encouraged to recognize the opportunities and paths that life has in store for them as part of the programme.
Focus on topics for a better future
ERSTE FAIR INVEST only invests worldwide in companies whose products and services have a particular social benefit. In this way, your investment contributes to sustainable development. Promising companies may not be investable for sustainability reasons. However, it is not yet possible to predict which companies will benefit most from this trend in the long term. Investments are made in the following areas:
Health and well-being
Investments in health, care, lifestyle and pets.
Work
Topics such as Happy @ Work, Female Leadership and Diversity & Inclusion.
Society
Education, financial prosperity and public and inclusive transportation are at the forefront of this.
Our fund managers do not invest in all companies for sustainability reasons. It is still unclear which companies will be leaders in these areas in the future. Please note that investing in securities involves both opportunities and risks.
Exclusion criteria (excerpt)
* see column ESG Responsible Funds
- Child labor
- Forced labor
- Discrimination at work
- Human rights violations
- Animal testing
- Food speculation
- Nuclear energy
- Coal mining
- Tobacco industry
- Manufacturers of weapons
Key figures on the companies in the fund portfolio
The EU Disclosure Regulation ensures transparency in sustainable investing. The following key figures provide an insight into selected characteristics of the fund portfolio.
Education
More than 38 million schoolchildren and students were reached in 2023 through the educational providers in the fund.
Microloans
Over 32 million microcredit recipients received support in the form of microloans in 2023.
HIV therapy
16.5 million HIV patients in emerging countries gained access to treatment options at reduced costs.
This is a snapshot. The composition may change over time. The indicators reflect the total impact of the companies held by the fund on the reporting date. It is not about the share of ERSTE FAIR INVEST, but about the overall impact of the companies.
FAQs
Impact investing means that, alongside financial objectives, environmental and social priorities are also set. At ERSTE FAIR INVEST, the focus is on social issues. The fund therefore invests in companies whose products and services are intended to deliver social benefits.
Social sustainability is difficult to measure because outcomes such as education, inclusion, or public health cannot be quantified as easily as revenue or profit. Many social benefits emerge over long periods and are influenced by multiple factors. As a result, investors often rely on a range of indicators to assess whether meaningful social progress is being achieved.
Financial inclusion means that people have access to essential financial services such as bank accounts, loans, savings products, and payment systems. Without these services, it can be more difficult to manage money, build wealth, or start a business. Wider access to financial services can support economic participation and help reduce social inequality.
Disclaimer
This document is an advertisement. Please refer to the prospectus of the UCITS or to the Information for Investors pursuant to Art 21 AIFMG of the alternative investment fund and the Key Information Document before making any final investment decisions. Unless indicated otherwise, source: Erste Asset Management GmbH. Our languages of communication are German and English.
The prospectus for UCITS (including any amendments) is published in accordance with the provisions of the InvFG 2011 in the currently amended version. Information for Investors pursuant to Art 21 AIFMG is prepared for the alternative investment funds (AIF) administered by Erste Asset Management GmbH pursuant to the provisions of the AIFMG in connection with the InvFG 2011. The fund prospectus, Information for Investors pursuant to Art 21 AIFMG, and the Key Information Document can be viewed in their latest versions at the web site www.erste-am.com within the section mandatory publications or obtained in their latest versions free of charge from the domicile of the management company and the domicile of the custodian bank. The exact date of the most recent publication of the fund prospectus, the languages in which the fund prospectus or the Information for Investors pursuant to Art 21 AIFMG and the Key Information Document are available, and any additional locations where the documents can be obtained can be viewed on the web site www.erste-am.com. A summary of investor rights is available in German and English on the website www.erste-am.com/investor-rights as well as at the domicile of the management company.
The management company can decide to revoke the arrangements it has made for the distribution of unit certificates abroad, taking into account the regulatory requirements.
Detailed information on the risks potentially associated with the investment can be found in the fund prospectus or Information for investors pursuant to Art 21 AIFMG of the respective fund. If the fund currency is a currency other than the investor's home currency, changes in the corresponding exchange rate may have a positive or negative impact on the value of his investment and the amount of the costs incurred in the fund - converted into his home currency.
Our analyses and conclusions are general in nature and do not take into account the individual needs of our investors in terms of earnings, taxation, and risk appetite. Past performance is not a reliable indicator of the future performance of a fund.
More Information
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