Investing fairly
ERSTE FAIR INVEST focuses on the social issues of sustainability and aims to invest in well-managed companies that make an active contribution to the positive development of society with their products and services. The focus of the fund is divided into three central areas:
- Labor (e.g. fair working conditions and remuneration)
- Health & well-being (e.g. lifestyle and leisure)
- Society (e.g. access to education and financial inclusion)
Global equity fund with focus on social affairs
Benefits of the companies
in the fund
Sustainable wealth accumulation
Your money is invested in accordance with strict sustainability criteria.
Positive impact
The fund aims to have a measurable positive impact on the environment and/or society.
Broad diversification
You make broadly diversified investments in various companies from the environmental sector.
Price fluctuations
The price of the fund can fluctuate significantly due to various influencing factors.
Exchange rate changes
Due to the investment in foreign currencies, the fund value may be adversely affected by changes in exchange rates.
Capital loss possible
Capital loss is a possible consequence of investing in the stock market.
Invest in a fair future.
Invest your money in fair companies with a fund that has a positive impact on society.
Investing in social issues
This fund focuses on social issues in the area of sustainability.
*When you click on "Buy funds" or "Open s Fonds Plan", you will be redirected to George, Austria's most modern banking service.
Together for a fairer society
As part of ERSTE FAIR INVEST, the Aus Liebe zum Menschen Foundation of the Red Cross and Erste Asset Management are working together to promote social issues. Erste Asset Management's contribution is used to support children and young people with educational disadvantages in the foundation's learning centers.
Learning support for children
Every year, around 8,000 socially disadvantaged young people in Austria finish their education without completing compulsory schooling. This is where the 12 learning houses throughout Austria help: with individual learning assistance and leisure activities, children and young people are supported in overcoming educational disadvantages and developing a positive learning and working attitude. The children are supported by professional educators and volunteers and are encouraged to recognize the opportunities and paths that life has in store for them as part of the programme.
Focus on topics for a better future
ERSTE FAIR INVEST only invests worldwide in companies whose products and services have a particular social benefit. In this way, your investment contributes to sustainable development. Promising companies may not be investable for sustainability reasons. However, it is not yet possible to predict which companies will benefit most from this trend in the long term. Investments are made in the following areas:
Health and well-being
Investments in health, care, lifestyle and pets.
Work
Topics such as Happy @ Work, Female Leadership and Diversity & Inclusion.
Society
Education, financial prosperity and public and inclusive transportation are at the forefront of this.
Extract from the exclusion criteria
⃠ Child labor
⃠ Forced labor
⃠ Discrimination in employment
and occupation
⃠ Human rights violations
⃠ Accounting fraud & corruption
⃠ Animal testing
⃠ Food speculation
⃠ Manufacturers of weapons
⃠ Coal mining*
⃠ Energy production from coal*
* max. 5% of turnover
A proven track record on society and the environment
The EU Disclosure Regulation contributes to transparency in sustainable investments: ERSTE FAIR INVEST is one of the funds with a proven positive impact on society and the environment. The companies held in the fund make a significant contribution to environmental protection every year, as the following figures for recent years show by way of example:
Education
More than 99 million pupils and students were reached by the education providers in the fund.
Microloans
Over 32 million microcredit borrowers have received support in the form of microloans.
HIV therapy
16.5 million HIV patients in emerging countries gained access to treatment options at reduced costs.
More Information
The miracle forest and why we need to protect it
The forest ecosystem is not only an important carbon store, but also a habitat for a variety of plants and creatures. In this interview, Robert Pröll explains why we need to protect the “miracle of the forest” more than ever in the fight against the climate crisis.
Socially sustainable investing - how does it work?
Investing sustainably in companies with a social impact - this is possible with the ERSTE FAIR INVEST equity fund. In this interview, fund manager Bernhard Selinger explains why a sustainable strategy is also good for the company's success.
FNG label: 17 top marks for our funds
Strict criteria, a clear investment process and many years of expertise pay off. This is shown by the results of Erste AM in this year's award of the FNG seal. All 17 funds submitted received the seal of quality with the top rating of three stars.
Disclaimer
This document is an advertisement. Please refer to the prospectus of the UCITS or to the Information for Investors pursuant to Art 21 AIFMG of the alternative investment fund and the Key Information Document before making any final investment decisions. Unless indicated otherwise, source: Erste Asset Management GmbH. Our languages of communication are German and English.
The prospectus for UCITS (including any amendments) is published in accordance with the provisions of the InvFG 2011 in the currently amended version. Information for Investors pursuant to Art 21 AIFMG is prepared for the alternative investment funds (AIF) administered by Erste Asset Management GmbH pursuant to the provisions of the AIFMG in connection with the InvFG 2011. The fund prospectus, Information for Investors pursuant to Art 21 AIFMG, and the Key Information Document can be viewed in their latest versions at the website www.erste-am.com within the section mandatory publications or obtained in their latest versions free of charge from the domicile of the management company and the domicile of the custodian bank. The exact date of the most recent publication of the fund prospectus, the languages in which the Key Information Document is available, and any additional locations where the documents can be obtained can be viewed on the website www.erste-am.com. A summary of investor rights is available in German and English on the website www.erste-am.com/investor-rights as well as at the domicile of the management company.
The management company can decide to revoke the arrangements it has made for the distribution of unit certificates abroad, taking into account the regulatory requirements.
Detailed information on the risks potentially associated with the investment can be found in the fund prospectus or Information for investors pursuant to Art 21 AIFMG of the respective fund. If the fund currency is a currency other than the investor's home currency, changes in the corresponding exchange rate may have a positive or negative impact on the value of his investment and the amount of the costs incurred in the fund - converted into his home currency.
Our analyses and conclusions are general in nature and do not take into account the individual needs of our investors in terms of earnings, taxation, and risk appetite. Past performance is not a reliable indicator of the future performance of a fund.
Contact
Do you have questions or would like to get more information?
Your advisor at Erste Bank or Sparkasse is happy to help you.