ESG Tiering

ESG Impact

These are very specific investment strategies with an ecologic or social focus.
Social and/or ecologic progress should be further advanced.
Impact becomes visible and is reported on regularly.

ESG Responsible

Ecological, social and governance data lead to a proprietary ESG-rating.
The best-in-class approach guarantees that, in each industry, the most sustainable corporations get selected.
Strict exclusion criteria from all perspectives of sustainability.

ESG Integration

Integration means to include ESG-criteria in the investment process, because they can have a positive financial impact.
E.g. corporations with a high ESG-risk are excluded.
Analysts identify investments whose ESG-characteristics should be reflected in terms of economic advantages, and then recommend them.

Fund Category

Equity funds

With equity funds, the fund assets are invested primarily in stocks. Equity funds are as varied as the stock markets themselves. The investment possibilities range from globally investing equity funds to funds that only invest in stocks from certain countries or sectors.

Bond funds

Bond funds invest primarily in debt. Bonds usually offer regular interest payments and the redemption of the invested capital at the end of the term, though funds generally do not hold bonds all the way to their maturity.

Bond funds with short remaining term to maturity

These funds invest in bonds or money market instruments with short maturities.

Mixed funds

Funds that invest in different asset classes (for example in equities and in bonds) combine the growth potential of stocks with the lower risk of interest-bearing securities. The so-called mixed funds usually give the fund managers more investment leeway. When stock prices are stagnating or falling, for example, fund managers can shift capital into interest-bearing securities, or when stocks are performing well, move more capital into these assets.

Investment Region

Here, the fund can focus on a specific region or country, for example on developed markets or on emerging markets.

Bond Focus

The investment fund can focus on a particular bond segment, for example government bonds.

Risk/Holding Period

The indicated risk and the recommended holding period for our investment funds are based directly on the Synthetic Risk and Return Indicator (SRRI). At an SRRI of 1 or 2, the recommended holding period is at least 2 years, and the risk is assessed as low. At a level of 3 to 6, a holding period of at least 6 years is recommended (moderate or medium risk). Funds can also be classified as having a high level of risk, with a recommended minimum holding period is 8 years. The fund is classified solely on the basis of the SRRI. This is not a reliable indicator of future performance and can change over time. A classification in category 1 does not mean that the investment is risk-free.

Currency Risk

• Yes
  The performance of the investment fund can be influenced substantially by currency risks.

• No
  The fund enters into no material foreign currency risks, and/or any currency risks that are associated with securities are hedged.

• Subordinated
  In order to seize opportunities, currency risks can be accepted to a limited extent. The performance of the investment fund can be influenced to a certain degree by currency risks.

Pension Fund

The search here is limited to the funds that explicitly meet the special requirements of the Austrian Pension Fund Act (Österreichisches Pensionskassengesetz) according to their fund terms and conditions.