Saving with funds

Saving with funds is a method of regular investment in investment funds. Investors pay a fixed amount into a fund at regular intervals (e.g. monthly or quarterly). This strategy utilises the cost-averaging effect. In times of low prices, investors buy more units and in times of high prices, fewer. This can help to smooth out the effects of market fluctuations.

Please note: The average cost effect decreases as the savings plan progresses because the accumulated assets increasingly behave as if you had invested the total amount in a single lump sum. Depending on market developments, a one-time investment may also prove to be more favourable. Investing in securities involves risks as well as opportunities.